The loan portfolio of commercial banks of Kazakhstan and the Czech Republic: the dynamics and quality
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Keywords:
Loan portfolio, payables and receivables, the professional conduct of bank employees, Czech and Kazakh banks.Abstract
One of the prioritized activities of commercial banks is formation of loan portfolio. The quality of the loan portfolio of Kazakh commercial banks declined due to the global economic crisis. The main reason for the prolonged financial crisis in Kazakhstan has become risky behavior of banks. The special nature of mediation of commercial banks requires them to balanced approach in the organization of their assets.
The article deals with the formation of the loan portfolio of Kazakh and Czech commercial banks, the branch structure of loans and their quality. It was noted that the quality of the loan portfolio depends on the professional conduct of bank employees.
References
1 Statistical Bulletin National Bank of Kazakhstan №8, http://www.nationalbank.kz, 2013 year.
2 The Civil Code of the Republic of Kazakhstan, Article 51 (with amendments and additions as of 29.12.2014 year.)
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2 The Civil Code of the Republic of Kazakhstan, Article 51 (with amendments and additions as of 29.12.2014 year.)
3 Guidance on credit scoring, edited by Elithabeth Mays. Editors: Elizabeth Mays, D.Voronenko. Publisher: Grevtsov Pablisher ISBN 978-985-6569-34-3, 1-888998-01-8; 2008 year.
4 The banking sector. Current position. http://www.afn.kz; 2006, 2007, 2008, 2009, 2010, 2011, 2012 years.
5 Abisheva G.A. «The financial crisis in Kazakhstan: experience and prospects», 2012 year.
6 National Bank revealed the «Achilles’ heels» http:// www.matritca.kz/other-sites/19736-nacbank-vyyavil-ahillesovy-pyatykazahstanskih-bankov.html. 18 March 2015
7 International Monetary fund. Available online: www.imf.org
8 Czech National Bank. Available online: www.cnb.cz
9 Economic Research. Bank NPLs to Gross Loans for Czech Republic. Federal reserve bank of St. Louis, DDSI02CZA156NWDB; 2015.
10 World Bank. Available online: www.worldbank.org
11 European Central Bank. Working Paper Series NO 1329/ April 2011. Available online: www.ecb.europa.eu
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How to Cite
Tulegenova, M., Mansurova, B., & Khassenova, M. (2016). The loan portfolio of commercial banks of Kazakhstan and the Czech Republic: the dynamics and quality. Journal of Economic Research &Amp; Business Administration, 113(1). Retrieved from https://be.kaznu.kz/index.php/math/article/view/1191
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