Financial risks and small business

Abstract

Article deals with the financial aspects of small business and financial risks to which they are exposed. Under the financial risk is the probability of unforeseen financial loss (loss of profit, income, capital losses, etc.) in a situation of uncertainty in the environment of financial activities of the organization. Demonstrated the main types of financial risks: risks associated with the purchasing power of money; risks associated with an investment capital (investment risk); risks associated with the form of the organization of economic activities of the organization. Risks associated with the purchasing power of money, such varieties are risks: inflationary and deflationary risks, currency risks, liquidity risks. The article describes the financial stability of the enterprise: the coefficient of financial autonomy ratio of financial stability, its gearing ratio, the ratio of financing, financial leverage ratio, a ratio of current assets forming their own sources.