Akindele , I.T., B. O. Oginni, M.S. Kasumu, and O. B. Akande. “Nexus Between Retirement Benefits and Standard of Living: The Case of Civil Service Retirees in Nigeria”. Journal of Economic Research & Business Administration 151, no. 1 (March 20, 2025): 3–17. Accessed February 17, 2026. https://be.kaznu.kz/index.php/math/article/view/2932.